Everything you need to feel confident: protect your tax exemption, understand add-ons, bust the gimmicks, and follow a clear approval roadmap. Not just approved. Informed.
Shows the portion of your payment caused by the add-on and the total with interest.
Pros: Big repairs covered; Watch: exclusions, deductibles, maintenance records; Ask: coverage list & cancellation terms.
Pros: Peace of mind; Watch: waiting periods, partial coverage; Ask: claim requirements & refund schedule.
Pros: Useful with low down payment; Watch: exclusions, only total-loss; Ask: max benefit & triggers.
It’s your own money financed at the loan rate. Higher balance = more interest.
Often offset by higher vehicle prices/fees. Compare the total cost.
Sometimes price is marked up so savings vanish. Demand with-tax vs without-tax quotes.
Approval is about your file — not buying extras.
Case-by-case programs. Check eligibility directly — no false promises.
Transport supports for work/training when essential. Bring job/training letter and quote.
Employment/EDO supports (e.g., small down-payment help or letters). Attach Band letter to your file.
Requires status card and on-reserve purchase/delivery documentation. Always compare with/without tax quotes.
Business-use vehicles. Provide simple plan, statements, and quote.
For projects/partnerships requiring transport. Include project letter with your file.
